July 2015

WANTING TO SELL YOUR HOME BUT NOT QUITE READY TO MOVE?

You know that you need to move, and the market is right to sell, but you’re not quite ready to pack up everything. After all, you still have to live in your home until it sells. So how do you get ready to sell without entirely disrupting your life? Start by getting organized. Move from room to room in your home and take stock of the items you use regularly and the items you haven’t touched in years....

THE FIRST THANKSGIVING IN YOUR NEW HOME

You’ve invited everyone to celebrate Thanksgiving with you in your new home … a joy-filled day with family and friends, good company, great food, celebrating old traditions and creating new ones!  The first holiday gathering in your new home celebrates more than the season, it celebrates the start of special memories in a new place. To mark your first Thanksgiving in your new home, consider these...

CAN YOU SELL YOUR HOUSE WITH UNPERMITTED CHANGES?

Often, homeowners make changes and upgrades to their home without securing permit. In some cases, permits are not required, but in many cases they are. When you attempt to sell your home, investigations by the buyer’s real estate agent, inspector or legal representation may discover undocumented changes that could hinder the sale. The degree to which this causes difficulties greatly depends on the types...

HOW TO MAKE YOUR LIVING ROOM FLOW

One of the first decisions you make in your new house is where to place your furniture. In the living areas, furniture placement can make or break your home’s “flow” or ease of movement. A sofa placed just two feet one way or the other, a side table too far out of reach or a rug that catches in the doorway can make a magazine worthy design a frustrating living experience. Know your...

ARE THERE HOLES IN YOUR HOMEOWNER’S INSURANCE?

You bought your new house, put in new carpet and just had your custom-made sofa delivered when you find the drainage pipes have backed up. Your in-laws will be here tomorrow, so you call your homeowner’s insurance agent only to find out your policy does not cover sewer. Say what? Many homeowners are surprised to learn that their insurance does not cover everything. In fact, it may not cover several...

DO I WANT TO BUY WITH CASH?

According to Market Watch, 43% of homebuyers in 2014 so far have purchased with all cash. While some analysts believe that the cash-buying frenzy will not last, there is always more room for negotiation when the buyer brings cash to the table. When it comes to buying a home in a hot real estate market, sometimes cash can net you a lower price than a mortgage. So, if you’ve just sold your home and are...

WHAT TO KNOW ABOUT YOUR FHA MORTGAGE INSURANCE

An FHA mortgage is a loan insured by the Federal Housing Administration. The FHA, an agency of the U.S. Department of Housing and Urban Development, insures loans so that lenders will offer appealing rates to less qualified borrowers at a lower down payment. Typically, an FHA loan requires a down payment of just 3.5 percent and allows sellers and lenders to offer special incentives. In return, FHA-approved...

EXPAND YOUR SUMMER LIVING SPACE

As the temperatures heat up and barbeque season is in full swing, the outdoors beckons. Early morning coffee on the back deck as the sunrises and late evening gatherings to watch the stars come out do not require shade, but to fully utilize your outdoor area, consider these tips to expand your living space with outdoor style. Make a patio If you do not already have a patio, DIY one in a couple...

FROM HI-TECH RACE CAR TO HI-TECH HOME

Necessity drives innovation. Last week, quadriplegic former Indy 500 driver, Sam Schmidt drove a modified Corvette around the Indianapolis Speedway by moving his head and biting down with his teeth. Arrow Electronics, a medical and consumer electronics company used existing technology in novel ways to develop thisSemi-Autonomous Motorcar (SAM). It’s not just racecars getting hi-tech treatment. A...

USE MEMORIAL DAY SALES TO YOUR HOME’S ADVANTAGE!

Keeping your home comfortable and up-to-date seems like an expensive endeavor. With trends changing so fast, our wallets can hardly keep up! Lucky for us, Memorial Day is just around the corner. If you shop smart at the sales this holiday you can give your home the facelift you desire. 5 Simple and Affordable Options to Look for Deals on This Holiday: 1. Curtains: For bathrooms, bedrooms, or living...

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